If you want lower payments without waiting for rates to drop, these assumable loan deals show how buyers are making it happen today.


A lot of people want to move but feel stuck. They like their home, but they need something different. Maybe they want more space. Maybe they want to downsize. Maybe they want a new area. The problem is the same for almost everyone. They have a low interest rate, and they don’t want to give it up.

Affordability is the biggest challenge in the market right now. Buyers want to move, but the math doesn’t work with today’s rates. That’s why I always keep an eye out for one thing that changes everything. Assumable loans.

These deals show up on my desk every week. They let a buyer take over the seller’s existing mortgage. That means you can move from your current home and still keep a low rate. I already have three options this week. Each one offers a far lower rate than what banks are offering today. Let me break them down so you can see what this really looks like:

1. Goodyear property. The Goodyear option is a strong fit for buyers who want a lower monthly payment without paying today’s rates. This home carries a rate far below current market levels and offers two flexible paths depending on how much you want to put down. Here are more details about it:

Loan Details: $749,999

Buyers can still access 2% to 3% mortgages in a high-rate market.

2. Peoria property. The Peoria option gives buyers access to one of the most affordable payments available today. This loan holds a low rate, no mortgage insurance, and a simple structure that makes it easy to compare your monthly savings.


Loan Details: $449,000

3. Scottsdale property. The Scottsdale option offers the lowest rate of all three properties. This is a rare chance to step into a 2.375 percent loan and choose between a higher or lower down payment depending on your goals and budget.

Loan Details: $1,099,000

If you’re interested in learning more about these properties, feel free to call or text me at 480-267-9368 or send an email to Office@GoodCompanyRE.com. I can walk you through the numbers, explain each option, and help you decide if one of these low-rate opportunities is the right move for you.